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3 Kiat Mencari Uang dengan Senang Bagi Milenial Generasi milenial atau yang sering disebut generasi Y memiliki gaya hidup yang dinamis. Gaya hidup generasi milenial ini pun kadang sering dinilai lebih boros dibandingkan generasi lainnya karena mereka lebih sukahangout di tempat-tempat yang terbaru agar bis disebut 'kekinian'.
Demi memenuhi kebutuhan gaya hidup, tak jarang generasi yang lahir di pertengahan tahun 1990-an hingga awal 2000-an diprediksi sulit untuk mengelola keuangan. Hal tersebut pun dibenarkan oleh perencana keuangan Andy Nugroho.
"Jadi saya perhatikan teman-teman milenial ini mereka lebih boros. Kenapa? Karena biasanya kaitannya dengan gaya hidup. Misalnya makan di mal, nongkrong di cafe, belanja online," kata Andy kepadakumparan , Kamis (14/6).
Tapi jangan khawatir, menjawab pertanyaan tersebut, perencanaan keuangan Andy Nugroho memberikan tips agar generasi milenial bisa mengembangkan hobinya ke arah yang lebih positif dan tentunya bisa menghasilkan uang.
1. Generasi milenial bisa berinvestasi di produk reksadana. Milenial yang hobi berbelanja online, bisa menyalurkan hobinya tersebut untuk mulai berinvestasi di produk reksadana logam mulia.
"Nah udah ada tuh pembelian logam mulia reksadana logam mulia di marketplace. Jadi itu bisa disalurkan ke situ. Dengan Rp 100.000 kita udah bisa beli produk reksadana. Jadi tanpa sadar setiap kali gajian udah menyisihkan buat beli reksadana," kata Andy.
2. Berbisnis dari Hobi Milenial sangat terkena sekali dengan hobi travelingnya. Berburu tempat-tempat yang indah lalu upload ke sosial media dan menghasilkan feed instagram yang ciamik menjadi kepuasan tersendiri untuk generasi milenial. Menurut Andy, kaum milenial bisa lho memanfaatkan hobinya sekaligus mencari pundi-pundi rupiah.
"Traveling boleh-boleh aja, tapi kita bisa manfaatin juga, traveling kan biasanya dia upload di sosial media sekalian aja bikin konten yang bagus buat dia jadi endorser dan kemudian dapat penghasilan di situ," katanya.
3. Buka Bisnis Biasanya orang selalu berpikir membuka bisnis itu membutuhkan modal yang besar. Tapi saat ini kata Andy milenial pun bisa lho membuka bisnis. Misalnya saja dengan membuka bisnis traveling.
Bagi generasi milenial yang hobi jalan-jalan, bisa juga manfaatin hobinya untuk bisa sekaligus mencari uang. Apalagi kata Andy, saat ini sudah banyak anak-anak muda yang sudah terjun ke dunia bisnis.
"Jadi dia bisa buka bisnis kaya agen perjalanan di media sosial. Apalagi kan anak sekarang pengen kerjanya enggak terikat waktu. Jadi dia bisa dapat uang disitu juga," jelasnya.