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Cara Bikin Rencana Menabung Sukses Dari bulan ke bulan rencanamu untuk rutin menabung selalu gagal dilaksanakan. Bagi cewek, menghilangkan kebiasaan belanja tanpa dianggarkan sulit dilakukan. Bagaimana nggak, kamu selalu sulit menahan godaan ‘membuang’ uang pada hal-hal yang nggak teralu penting, seperti membeli aksesoris rambut yang sebenarnya kamu sudah punya banyak banget di rumah. Duh! Agar rencana menabung sukses dilaksanakan. Contek tips berikut ini!
Tentukan Tujuan Menabung
Tanpa menentukan tujuan, untuk sebagian orang sangat susah untuk menyisihkan sebagian uangnya untuk ditabung. Agar rencana nabungmu terlaksana, ada baiknya kamu menentukan tujuan. Tujuan ini harus kuat agar ‘memaksa’ kamu untuk menabung.
Targetkan Pengeluaran Setiap Bulan
Sebelumnya, mungkin kamu nggak berpikir dua kali untuk mengeluarkan uang. Kali ini, kamu harus lebih berhati-hati agar nggak menghabiskan uang lebih banyak dari pengeluaran yang sudah kamu targetkan. Supaya pengeluaran dan pemasukan uang kamu lebih jelas, lebih baik kamu membuat anggaran keuangan sendiri.
Tantang Dirimu
Untuk membangun motivasi buat menabung, kamu bisa menantang diri kamu untuk memotong pengeluaranmu seminimal mungkin. Misalnya, kamu menantang dirimu dalam satu bulan untuk nggak shopping dan makan di restoran mewah. Kalau kamu melanggarnya, buat punishment buat diri kamu sendiri.
BACA JUGA:
Hal-Hal yang Bisa Kamu Lakukan di Kelas Supaya Nggak Bosan
Kesalahan Saat Buang Air Besar yang Harus Kamu Hindari
Skip Challenge: Tren Aneh yang Nggak Keren Sama Sekali