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Syarat dan Skema Kredit Motor Listrik Subisidi Rp250 Ribu per Bulan Uzone.id - Selain mendapat subsidi diskon Rp10 juta, kini beli motor listrik subidi juga bisa kredit yang cicilannya murah banget, Rp250 ribuan per bulan. Lalu, gimana cara supaya bisa mendapatkan fasilitas tersebut?
Untuk mendapatkan skema kredit cicilan rendah dan DP 0 persen itu, tentu ada beberapa persyaratan yang harus dipenuhi. SVP Consumer Loan Bank Mandiri Agus Hendra Purnama menjabarkan beberapa persyaratannya:
Pertama, dari 38 merek motor listrik subsidi, baru ada enam merek yang bisa dibeli dengan cicilan super murah tersebut, yaitu Gesits, Selis, Volta, Alva, Rakata, dan Smoot.
Kemudian, skema kredit dengan cicilan Rp250 ribuan itu berlaku untuk motor listrik subsidi yang dibanderol Rp10 juta setelah dipotong subsidi.
Persyaratan selanjutnya yang harus dipenuhi adalah usia. Namun usia maksimal untuk bisa mencicil motor listrik subsidi adalah 60 tahun. Selain itu, gaji minimal yang harus dimiliki untuk nyicil motor listrik subsidi sebesar Rp2 juta.
"Syaratnya sebenarnya mudah, teman-teman yang payroll atau gajinya dibayar bank Himbara itu DP-nya bisa 0 persen," tutur Agus dalam diskusi 'Dekarbonisasi Sektor Transportasi melalui Adopsi KBLBB untuk Indonesia Lebih Baik' yang ditayangkan di Youtube Kemenko Marves.
Nah buat kalian yang tertarik, berikut skema kredit motor listrik subsidi untuk motor listrik yang harganya Rp10 juta:
Motor listrik subsidi Payroll BUMN
Harga setelah potongan: Rp 10.000.000 (model Volta) Maks. Tenor: 60 bulan Minimal DP: 0 persen Skema Angsuran: ADDB Angsuran per bulan: Rp 259.333 Rate: 11,12 persen (Flat p.a), 0,93 persen (flat monthly) Min DP: Rp 0 Pembayaran Pertama: Rp 550.000 (DP + Provisi + Admin) Motor listrik subsidi Payroll non-BUMN
Harga setelah potongan: Rp 10.000.000 (model Volta) Maks. Tenor: 48 bulan Minimal DP: 10 persen Skema Angsuran: ADDB Angsuran per bulan: Rp 293.400 Rate: 14,12 persen (Flat p.a), 1,18 persen (flat monthly) Min DP: Rp 1.000.000 Pembayaran Pertama: Rp 1.545.000 (DP + Provisi + Admin)